Abstract
In this paper we discuss the critical role of International Financial Institutions (e.g., World Bank, the International Monetary Fund, Inter-American Development Bank) in light of the substantive policy and market gaps that if properly addresses would help reduce the growing income disparities and uneven access to capital markets of the world’s poorest such as: access to home ownership, to growing labor markets, to credit markets by deserving NGOs and to critical information by major policy makers. These institutions need to separate financial intermediation functions from research activities to allow more efficient management of their funding sources and operational objectives. Five specific recommendations are offered
