Abstract
Small enterprises make up practically the entire Spanish and international business tissue. Although these agents are essential for employ creation, they are also the ones that suffer the most from the instability of the economic context, partly due to the moderate financial literacy of their managers. Using a sample of 1,120 small enterprises obtained during 2021, this paper diagnoses the level of financial literacy of their owners/managers based on their sociodemographic characteristics. The results show those financial knowledge, attitudes and behaviors that can be strengthened in business people. Accordingly, this research provides some recommendations to improve business financial literacy